Leaving school is a thrilling yet daunting milestone, marking the start of your journey into adulthood.

Embrace the excitement and tackle the uncertainties with these essential tips for successful 'adulting.'

Housing

Moving into student halls is often the first step in university life.

These accommodations range from shared rooms to en-suite options, and you'll typically need to pay a deposit and possibly an administration fee.

Rent usually aligns with student loan payments and covers bills, plus you won’t have to worry about council tax.

Alternatively, consider a house share with fellow students or young professionals.

Understand your rights and responsibilities based on your tenancy agreement, especially if a landlord lives on-site.

Remember, you’ll need a guarantor—someone who agrees to cover your rent if you can’t.

In joint tenancies, both you and your guarantor are responsible for the full rent.

When sharing a house, it’s wise to set up utility accounts in all residents' names to avoid being solely liable for the bills.

Working

Entering the workforce can be intimidating, whether it’s your first full-time job or a part-time role.

Familiarise yourself with payslips, income tax, and pensions. Ensure you're receiving at least the National Minimum Wage, which varies by age and apprenticeship status.

If your payslip looks confusing, check out the blog we recently published on northhertscab.org.uk.

Apprenticeships 

Starting an apprenticeship means gaining valuable experience while earning a salary. Know your rights and what to expect from your employer.

Managing Money

Managing your finances is one of the biggest challenges after leaving home.

Budgeting is essential for covering rent, food, and other essentials.

Use our free budget planner to get started.

Let’s Talk About It

Discussing money can be uncomfortable — 90 per cent of young people feel this way. However, open conversations can alleviate stress.

Check out our guide on the website to tackle financial discussions confidently.

Universal Credit

If you’re leaving school without a job, you might qualify for Universal Credit, which supports those on low incomes or facing unemployment.

We can help you determine your eligibility.

Navigating adulthood may seem overwhelming, but you’re not alone. If you need help get in touch with us!

We offer free, confidential, impartial, and independent advice on cost-of-living issues.

You can contact the Herts Citizens Advice line at 0800 144 88 48 or visit northhertscab.org.uk or stevenagecab.org.uk for more ways to get in touch.